Many people looking to purchase a home are curious as to what the current Mortgage Interest Rates are. Mortgage Interest Rates do vary from bank to bank so it is best to check a few banks for the best Mortgage Interest Rates. Also keep in mind that depending on your situation the rates will be different as in the situation of no income verification, or how much money you will be putting down. Sometimes it is a good idea to use a mortgage broker, let them hunt down the best rates for yout situation, since they are dealing with this daily, they usually know where to go.